Dynamic Fraud Management solutions – intelligent recognition and prevention of fraud Hold-ups at bank branches, hackers infiltrating networks, tampering at ATMs – with the number of threats growing, protection against fraudulent attacks is an ever bigger concern for banks. Apart from the financial damage such attacks cause, banks must contend with harm to their image – and the ensuing loss of customer confidence. Ad hoc measures are no longer enough; end-to-end security solutions are the order of the day. That is why the "ProTect – Security Solutions" stand at Wincor World will be showcasing innovative solutions for actively preventing attacks on the delivery channels and processes of banks and retailers. Aside from the new technologies that will expand the ProTect portfolio this year, the focus is on integrating the individual components already available to create a holistic security solution. "Convergence" is the buzzword here, which means combining solutions from data and software security, cash security, surveillance, identification and access control with the new elements of the Dynamic Fraud Management solution, namely the Fraud Correlation Engine and the Fraud Prevention Engine. The number of skimming attacks recorded in Europe rose again in the first half of 2010. All in all, the incidence of fraudulent attacks on ATMs is growing at a rate of over seven percent, and the attacks are becoming more sophisticated. The goal of Dynamic Fraud Management is to actively avoid attacks rather than just wait for them to happen and then take care of the damage. At Wincor World, the company will be presenting a way of linking up different systems and the information, events and alarms they generate. Some of the components – for instance the Anti-Skimming II module, biometric solutions, Optical Security Guard and the Wincor Nixdorf banknote staining solution – will be demonstrated in real-life scenarios. With its Dynamic Fraud Management solutions, Wincor Nixdorf will show how information can be networked in an intelligent manner and the necessary action taken to protect banks' processes and systems against security threats. The focus will be on the behavior-based recognition of attack patterns and how attacks can be successfully averted. The ProTect portfolio comprises consulting, hardware, software and services. It has now been extended to include Dynamic Fraud Management solutions, but retains its tried-and-tested three-tier approach to protecting banks. In the first step, experts analyze a bank's threat scenario, examining in detail its business processes, information and communication structures, and working environments. On the basis of this analysis, the individual level of protection required by the bank is determined, and solution concepts for protective measures – under consideration of existing regulations and limitations – are formulated. The second step involves implementation of the tailored security solutions. Finally, in the third step, Wincor Nixdorf offers the bank the opportunity of handing over the operation of its security infrastructure to Wincor Nixdorf, and allowing it, for example, to look after the surveillance of entire branches. If you have any questions, please contact: Claudia Wendorff-Goerge Tel: +49 (0) 5251/ 693 5203 Ulrich Nolte Tel. +49 (0)5251/ 693 5211 Dr. Thomas Daubenbüchel Tel: +49 (0) 5251/6935212